posted byLA Attorneys GroupJune 15, 2021
Our accident attorneys in Burbank will help you navigate your insurance claims to help avoid denial and ensure you secure the greatest amount of compensation possible.
At LA Attorneys, we know that navigating insurance claims and communicating with your insurance provider can be complex. That is why we are here to help!
In this article, we are going to discuss:
An insurance policyholder pays premiums, or monthly payments, to the insurance company, protecting the policyholder from unforeseen financial losses or burdens.
If you are involved in an accident that you hope to receive compensation for, you need to file an insurance claim.
An insurance claim can be filed for a number of different circumstances, from car accidents to personal property damage. If approved, you can receive compensation for your losses, to help pay for damages or medical bills.
However, the insurance company must validate the claim in order for the policyholder to receive compensation.
In some cases, claims are denied, leaving policyholders without compensation for their losses. In some cases, policyholders fear filing an insurance claim, as this may increase their premium in future months since they are deemed a greater risk for the insurance company.
If you are involved in an accident that is not your fault, you may file a third-party insurance claim, which will cover the damages to your car caused by the other party.
In personal injury cases, there are a few common types of insurance claims. Our accident attorneys in Burbank specialize in a number of insurance claims.
First, health insurance claims help cover the high cost of medical expenses. If you are injured in an accident or fall ill, your health insurance will help you pay for the treatment you need.
Second, property and casualty claims cover damages to your property, such as if your home is damaged in a natural disaster.
Third, at LA Attorneys, our accident attorneys in Burbank also specialize in car accident claims, which cover your losses after being involved in a car accident.
If you have been involved in an accident contact our accident attorneys in Burbank as soon as possible.
Not all insurance claims need to be overseen by an attorney . However, hiring an attorney for larger claims will help secure fair compensation.
For example, insurance companies hire adjusters to determine how much a policyholder is compensated but this amount may differ from how much the policyholder believes they deserve.
Or, if your claim involves large sums of money, such as extensive property damage, it is important to hire an attorney.
Additionally, there are cases in which it is difficult to determine who is at fault for the accident, and therefore, how much each party should be compensated.
If you find yourself in any of these more complex situations, speak to an attorney before contacting your insurance company.
The way in which the claim is presented to the insurance company can affect the chances of the claim being approved. Therefore, it is important to have a legal understanding of your insurance policy and frame the claim in the correct way.
As previously stated, the larger and more expensive the claim, the more important it is to hire an attorney.
If large sums of money are at stake, it is worth it to pay lawyers fees and secure the greatest compensation possible rather than risk having the claim denied.
It is important to contact an attorney before even filing your claim because if the claim gets denied, it is unlikely that the insurance company will change its position.
However, if your claim gets denied, an accident attorney can still help.
The insurance company can amend their decision if new evidence is supplied, a task that most attorneys are well versed in.
In many cases, appealing a denied claim will involve a settlement dispute or lawsuit, which requires the policyholder to have legal representation.
In general, insurance companies are less likely to deny a claim that is backed by legal representation.
Actually, hiring an attorney before filing a high-stakes claim can improve your chances of getting substantial compensation.
An accident attorney will know which questions to ask in order to frame the claim properly and determine how to pursue it.
This is especially true if it will be difficult to prove because the average person will not know how to communicate with the insurance company to prove the validity of the claim, which often means it gets denied and the policyholder walks away with nothing.
If you have been injured in an accident or have incurred personal property damage , whether that is your home or car, you deserve compensation for your losses.
At LA Attorneys, we will help you navigate filing an insurance claim so that it does not get denied.
Contact us today to find out if you are eligible to pursue legal action against an insurance company that is not willing to negotiate or another party that is at fault for personal and financial damages.
At LA Attorneys, our team of accident attorneys in Burbank are experts in settling insurance disputes and will build a strong defense claim if needed.
Contact LA Attorneys today to schedule a free consultation with our dedicated attorneys and get the compensation you deserve.